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Has anyone financed their new ranger with ford motor credit ?

tbalt14

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First Name
Tom
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IL
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2022 Ford Ranger
Occupation
Electronic technician
I got 6.18% but wasn't through Ford Credit. Dealer got that from another lender.
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Deleted member 8207

Can dealers kill a deal if you just want to pay for a RRaptor fully in cash instead of financing at these exorbitant rates? This just seems illegal. I just put down a deposit for a RRaptor that is "in transit". When I get to the Financing stage, I was hoping to just pay it off fully in cash.
 

Bt_okst

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BT
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Location
Ok/Colo
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24 Ranger Raptor and 24 Bronco Sport OBX
Bofa has 5.99 for 60 months and 6.34 for 72 months for excellent credit. Can get approved online and take to dealer. Cuts their finance manager's bs!!
 

LeeHo

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Lee
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Location
Niles, Mi.
Vehicle(s)
Lincoln MKZ - Ranger Lariat w/2.7L Sport 4x4 Azure
Has anyone found financing lower than 5.99% yet?
 

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PhoenixRanger

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R
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Phoenix Arizona
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Bronco 2 dr. OB/AMB 2.7L, Ranger Raptor Carbonized Grey

cc1999

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Location
Kansas
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2023 Ford 2dr Bronco / 2021 RAM TRX
Mine is on 5.49 for 72 though a local banks annual summer promotional rates.
 

yoopercharged

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Location
Tri Cities, MI
Vehicle(s)
2014 F-150 SVT Raptor, 2024 Ranger Raptor
Has anyone found financing lower than 5.99% yet?
I financed mine through Navy Fed last week at 4.09% for 36 months.

I was also quoted at 5.79% for 60 months.
 

fordtrks4ever

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Tim
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Jun 18, 2023
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Perkiomenville, Pa
Vehicle(s)
2025 Honda Odyssey, 2024 Ranger Lariat
Occupation
Retired
FMC had no 1 yr. loan, per finance person, so I was put thru Valley Nat'l Bank at 6.47% with an 880 credit score. Financed $6,185.00 so paying off in 6 months to keep interest down.
 

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wlarsen76

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First Name
Wells
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Jan 13, 2024
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177
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Location
Wisconsin
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2024 Ford Ranger Raptor
Has anyone found financing lower than 5.99% yet?
I got 5.3% from my credit union in April, but now it's I see it's down to 4.85% (Baxter Credit Union)
 

Jason B

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Jason
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Location
Louisiana
Vehicle(s)
2024 Ranger XLT FX4
Occupation
machinist
Interest rates for everything is high now. My '21 was finance for 4.9% thru Advancial Credit Union in 2021. I doubt I could get that same rate today. None of the local dealers have any 6G Rangers on the lots, they are all 'In Transit', and all say 'Must finance through Ford'.
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