Has anyone financed their new ranger with ford motor credit ?

[Viporpa]

Forgive me if this has been asked. I looked and really didnt see a answer to this. Was curious if anyone financed thru ford motor credit and , more importantly , what rate was offered to you ? I understand about credit score and history , just trying to get a idea of what might be offered to me when mine shows up.

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[amet]

Same interested in what rates are being given, got pre-approval with Chase at 8%...I have 800 credit score, 4 recent auto loans which have been paid off satisfactorily & 5 credit cards with usage under 3% throughout year. Apparently that's there tier 1 rate.

Leaning towards just getting the loan from whoever gives best rate & paying off within 1-2 years.

 

[HighDesertRanger]

Right now all the interest rates are high and Ford doesn't have any special offers on the Ranger. A credit union is probably your best option. At least around here.

 

[Viporpa]

Thank you for your answers but someone out there must have financed thru ford motor credit for their new ranger in order to give us their rate that was given to them ? anyone ? lol.

 

[coldconfession13]

Navy fed gave me 5.94 for 72 months. Nobody will probably do better than that.

 

[Scotty piffin]

I got 5.99 up to 63 months through a credit union which I was not a member of, if you have access to a credit union they are going to be most aggressive rates especially longer term

 

[HighDesertRanger]

With Ford you'll probably be somewhere around 8% for 84 months. One of our credit unions was just running a special of 6.54% for the same term.

 

[NASSTY]

These are the current rates at my credit union.

Loan Type	Rate (as low as)	Term
New Auto Loans	5.29% APR	0 - 35 Months
New Auto Loans	5.69% APR	36-59 Months
New Auto Loans	6.19% APR	60-83 months*

 

[Dubfound]

Same interested in what rates are being given, got pre-approval with Chase at 8%...I have 800 credit score, 4 recent auto loans which have been paid off satisfactorily & 5 credit cards with usage under 3% throughout year. Apparently that's there tier 1 rate.

Leaning towards just getting the loan from whoever gives best rate & paying off within 1-2 years.

I just got a 5.9 from Bank of America. But actually haven’t picked up my truck yet. Should be next week and may not even use a loan

 

[Wags]

I got 5.29 from Navy Federal for 60 months. No idea why I couldn't get the 4.99 since I have excellent credit but it's the cheapest I've seen

 

[tbalt14]

I'm also interested in the Ford credit rates. (36 months)

 

[sikedsyko]

My dealer told me I had to finance with Ford to get the truck at msrp, so I’ll have some rates this week hopefully.
My credit union is doing 5.9% and will refinance there if the Ford rate sucks.

 

[cc1999]

Since I am buying from dealer several hours away I am also planning to use ford credit and likely flip it to my bank this summer when my bank rolls out their promo rates, which tend to be super competitive, during the summer promo period. Did the same thing with my Bronco last year.
‘Ford was 7. Something local bank summer promo came out in June at 4.9 flipped it local bank soon as their promo came out.

I am curious as well what Ford rates are looking like now, for tier 1 or A+ 800+ credit.
‘I hate paying cash for vehicles, but if the rates are too crazy I might.

 

[fordtrks4ever]

Interested in Ford Credit for 12 months
Credit rating in the mid 800,s
Only going to finance under $7,000.
X plan plus.
Sold my F150 plus what I saved to put down.
Especially with the high interest rates currently.

 

[Viporpa]

My dealer told me I had to finance with Ford to get the truck at msrp, so I’ll have some rates this week hopefully.
My credit union is doing 5.9% and will refinance there if the Ford rate sucks.

Thank you. Very interested in what you find out. Hopefully someone will have this information sooner rather than later , lol.

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